Stay one step ahead of the competition and leverage the latest technology for your products and ideas.
Our leasing solutions make it easy: you have access to state-of-the-art equipment for a corresponding period, without having to purchase it. Even better, the equipment actually pays for itself through the income it generates.
Our contracts are drafted to meet your specific requirements. Are you looking for flexibility during the contract period? Or would you prefer the security of predictable costs from the planning phase right through to the end of the contract?
We are always on hand to provide professional support for your projects in Germany and abroad, thereby helping to ensure that your investment is a success.
Get in touch with us now – for personalised advice and support.
We provide financing solutions and regional expertise in 9 countries.
PEAC Finance has a reputation for treating customers fairly from the very first meeting through to the end of the contract.
Modular contract options
We keep a clear focus on your specific needs and financial situation when drawing up the contract.
You have an attractive quote and need a quick financing decision. Thanks to our extensive asset expertise and transparent processes, you can rely on our decisions – we respond promptly and tailor our solution to your specific requirement.
Every company, every industry and every leased item has its own unique requirements. Accordingly, we work with you to develop a lease contract that meets your exact needs.
Our standard contract types
1) Finance lease with option to purchase
Traditional form of financing associated with potential offers for low down payment and seasonal instalments. This product is perceived as procurement of a machine in form of instalments, in particular. Effective as at 1 January 2019, an obligation will probably exist to pay VAT within the finance leasing with option to purchase at the start of the lease agreement, i.e. at hand over of the subject of leasing for use to the lease recipient.
2) Operational leasing
If you decide for financing using this product, you as the lease recipient will pay for use of the machine or equipment selected, simply saying.
The optimum amount of monthly instalments can be set through appropriate determination of the net book value of the asset and so the lease agreement can be adapted to financial possibilities of any company. Therefore, the sum of lease instalment will not cover the full purchase price. This will be appreciated mainly by clients who wish to develop their business through procurement of good quality and large-capacity machines.
The clients have the following option upon termination of the lease agreement:
3) Subsidised and unsubsidised loads
This form of financing is appropriate for investments that are co-financed with a subsidy from EU funds (
http://www.eib.org). Comparing to a standard bank loan, we offer simpler forms of loan security that are limited to the subject of financing in most of the cases. This product plays an important role in agriculture thanks to subsidies from PGRLF (
https://www.pgrlf.cz) and SZIF (
Your rental payments
1 Linear payments , for planning security.
2 Decreasing payments , for investments that generate strong income at the beginning.
3 Increasing payments , for investments that take time to generate income.
4 Seasonal instalments , if your production process generates irregular revenues.
Improve and protect your liquidity and profitability
Leasing means your cash is not tied up in fixed assets, thus giving you greater flexibility to make other essential investments. You can also use your available capital in more profitable ways, e.g. to obtain discounts and special terms.
Benefit from flexible contracts
Whether you need a short lease or long lease, low or high rental payments, one-off payments, an early termination option or the flexibility to extend – we structure our financing solution to meet your specific requirements.
Sale and leaseback – release capital for new investments
Sell assets purchased during the course of the year and lease them back. This allows you to benefit from retroactive financing of your capital goods.
Sell used equipment
Leverage our many years of experience in selling leased assets. We will be happy to help you dispose of such items in order to generate new opportunities.
Save time by financing used equipment
When orders need to be completed fast, we offer the option of financing used equipment that is nonetheless fully up-to-date. This equipment is typically available and ready for use sooner than new equipment.
Does that sound worth considering? It definitely is. Don’t put off making those important investment decisions any longer – get in touch with us now.